Free Review
No credit card required
$0
- Collector & account identification
- Case status assessment
- Jurisdiction review
- Recommended next steps
- Case dashboard access
DIY Collection Resolution
Take control of your collection debt.
Start with a free collection review. If you are ready to move forward, unlock the documents, tools and step-by-step guidance for one low price.
- No subscription
- No percentage of savings
- You stay in control
- $12.99 one-time case access
How It Works
A clear path from collection notice to resolution.
You handle the communication. We help you prepare, organize and document each step.
- 01 — Review: Get a free starting-point review of your collection account.
- 02 — Prepare: Build documents, talking points and settlement scenarios.
- 03 — Respond: Send your initial response or settlement offer.
- 04 — Track: Log offers, counteroffers and all collector communications.
- 05 — Confirm: Review and confirm final settlement terms in writing.
- 06 — Close: Document your resolution and close out your case file.
Not another expensive debt program.
Built for Self-Service
- You communicate directly. Your account stays in your hands. No third parties taking over your communication.
- You decide what to offer. Use the tools to compare settlement scenarios based on your own budget, not theirs.
- You keep the paper trail. Organize offers, responses and final settlement terms securely in one place.
Simple Pricing — Two straightforward options.
No subscription. No recurring billing. No à-la-carte tool purchases.
MyCollectionPlan Complete — $12.99 one time, per case
Full self-service toolkit for one collection case
$12.99 one time, per case
- Full Collection Education Course — included
- Settlement Planning Coach with guided scenarios
- Settlement Offer, Counteroffer & Follow-Up generators
- Validation / Information Request generator
- Pay-for-Delete Request generator
- Settlement Confirmation record
- Professional PDF generation (4 tone options)
- AI letter polish (optional)
- Document Center with delivery guidance
- Communication log and call notes
- Offer tracker and timeline
- Case summary and export
- Court and judgment organizational tools
One-time payment. No subscription. No recurring charges.
Education Course — $3.99 one time
Available nationally · Educational content only
$3.99 one time
- 10 educational modules
- Key takeaways after each module
- Knowledge checks
- Progress tracking — leave and return
- Downloadable Education Guide PDF
- Downloadable Recordkeeping Checklist
Complete ($12.99) is currently available in: AL, AK, AZ, AR, HI, MI, MO, NE, NM, OH, OK, SD, WV, WY. Not in a listed state? The Education Course ($3.99) and the free case review are available nationally.
Frequently Asked Questions
Know what you are buying.
- Do you negotiate with the collector for me?
- No. MyCollectionPlan is a self-service platform. You communicate directly with your creditor or collector using the documents and tools we help you generate. We do not act on your behalf or communicate with collectors.
- Is the free review really free?
- Yes. The initial collection review is completely free and does not require a credit card or any commitment to purchase.
- What does MyCollectionPlan Complete ($12.99) cover?
- Complete unlocks the full self-service toolkit for one specific collection case — including the Settlement Planning Coach, all document generation tools, the Collection Education Course (included automatically), the communication log, offer tracker, case summary, court and judgment organizational tools, and more. It is a one-time purchase for one case. No subscription, no recurring charges.
- Does Complete include the Education Course?
- Yes. Every MyCollectionPlan Complete purchase automatically includes full access to the Collection Education Course at no extra cost. You do not need to purchase it separately.
- Is Complete available in my state?
- Complete is currently available in: AL, AK, AZ, AR, HI, MI, MO, NE, NM, OH, OK, SD, WV, and WY. If your case is not in one of these states, MyCollectionPlan will let you know after your free review. The Education Course ($3.99) is available nationally.
- What is the Education Course ($3.99)?
- The Collection Education Course is a 10-module course covering debt collection basics, FDCPA limits, debt validation, recordkeeping, credit reporting, settlement concepts, and more. It provides general educational information only — not legal advice. It includes a downloadable Education Guide PDF and Recordkeeping Checklist. It is available nationally, including in states where Complete is not currently available.
- Does purchasing the Education Course unlock the Complete tools?
- No. The $3.99 Education Course provides general educational content only. It does not unlock the Settlement Planning Coach, document generation, or case management tools included in Complete. However, if you later purchase Complete, the Education Course is included automatically at no extra cost.
- Are there subscriptions or recurring charges?
- No. There are no subscriptions and no recurring billing. Complete is $12.99 one time. The Education Course is $3.99 one time. The free review is free. That is the entire pricing model.
- Is this a law firm?
- No. MyCollectionPlan is not a law firm and does not provide legal advice, legal representation, or attorney-client services. It provides educational information and self-service document preparation tools. If you need legal advice, consider consulting a licensed attorney.